01
Check Your Credit
Buying your first home doesn't have to be overwhelming. Follow these 10 clear steps to move from renter to homeowner with confidence.
02
Get Pre-Approved
Understand mortgage terms and get pre-approved so you know your budget.
03
Know What You Can Afford
Factor in income, down payment, debt, and credit score to set your price range.
04
Choose Your Neighborhood & Home Type
Decide between condo, townhouse, or detached home—and whether you want new or resale.
05
Work with a Real Estate Agent
Find an agent you trust to help you search and negotiate.
06
Make an Offer
When you find the right place, submit an offer with conditions to protect yourself.
07
Schedule a Home Inspection
Factor in income, down payment, debt, and credit score to set your price range.
08
Appraisal & Mortgage Approval
Your lender will appraise the property. Then, review and sign your mortgage documents.
09
Schedule a Home Inspection
Factor in income, down payment, debt, and credit score to set your price range.
10
Close the Deal
Sign the final paperwork at your lawyer’s office. Congratulations—you’re a homeowner!?
